What Gylder is

Gylder is a net worth tracker. It connects to your bank accounts, brokers and crypto exchanges, lets you enter anything that cannot be connected, and turns all of it into a single figure that updates on its own.

The design goal is a ninety second visit. You open Gylder, you see what you are worth, you see what moved since yesterday, and you close the tab. Everything deeper than that is there when you want it, and out of the way when you do not.

What it tracks

Gylder splits everything into two sides.

Assets are the things you own: current and savings accounts, investment portfolios, crypto, property, vehicles, and anything else you add by hand.

Liabilities are the things you owe: mortgages, loans, and credit facilities. Repayments reduce the balance over time, so the figure follows your actual position rather than the amount you originally borrowed.

Net worth is the first minus the second. That is the number on the dashboard.

Where the numbers come from

Some accounts update themselves and some do not, and it is worth knowing which is which.

Bank accounts and brokers that Gylder can connect to are read directly, so the balances and transactions arrive without you doing anything. Investments and crypto are priced centrally each day, so a holding you have not touched in a year still moves with the market.

Anything else is a manual entry. You give it a value and update that value when it changes. Gylder never guesses what a manual asset is worth today, and it never projects growth on your behalf.

What it does not do

Gylder does not give financial advice. It does not tell you which investments to hold, it does not suggest a rate of return, and it does not score your portfolio against a target it invented. Where a projection needs an assumption, you supply the assumption and Gylder shows you the result of it.

Next steps

Once your first account is connected, the two things most people set up next are filters, which slice your portfolio into the views you actually care about, and tags, which let you group holdings by your own strategy rather than by asset class.